PROTECT YOURSELF FROM ONLINE SCAMS

PROTECT YOURSELF FROM ONLINE SCAMS by ECONOMIST MARK ANTHONY TRAINA

AUTO INSURANCE, HEALTH INSURANCE, MEDICARE PLANS, STUDENT LOANS, DENTAL PLANS, FINAL EXPENSE PLANS, AI GENERATED LOTTO NUMBERS AND TOO MANY OTHER GET RICH QUICK SCAMS TO MENTION!

Insurance scams involve deceptive practices where fake or fraudulent plans trick people into paying for coverage that does not exist or billing for services never rendered.

Common Types of Scams

• Discount Medical Scams: Fraudulent companies promise low-cost health plans or special discount rates that provide no actual medical coverage. The FBI Internet Crime Complaint Center warns that these scams use high-pressure sales tactics and unsolicited contact to steal money and personal information. • Ghost Brokers: Fake agents use social media or messaging apps to sell counterfeit or unauthorized auto and health policies, pocketing the money or canceling real policies without telling the victim. • Medicare & Provider Fraud: Entities bill government or private programs (such as Ultimate Health Plans) for medical services, tests, or equipment that patients never received. • Deductible Waivers: Auto or home repair shops offer to "waive" or cover your insurance deductible, which is an illegal form of insurance fraud.

How to Protect Yourself • Verify Licenses: Always check with your state insurance commissioner or department to confirm an agent or company is officially licensed. • Use Official Marketplaces: Shop for legitimate, ACA-compliant health insurance through HealthCare.gov or your state's official health exchange. • Watch for Warning Signs: Be suspicious of cash-only payments, email-only communication with no physical phone number, or uninvited sales calls offering too-good-to-be-true rates. • Report Fraud: Report suspected activity to your state insurance fraud bureau, the Federal Trade Commission, or local law enforcement. Are you trying to check the legitimacy of a specific insurance company or report a suspected scam you encountered? •

Ultimate Health Plans Fraud, Waste and Abuse | Ultimate Health Plans Fraud and Abuse: Fraud bills Medicare/Ultimate Health Plans for unreceived services; abuse causes unnecessary costs or improper pa... •

FBI (.gov) Emerging Discount Medical Insurance Scams - FBI.gov The Federal Bureau of Investigation (FBI) warns the public of discount medical insurance scams. Discount medical insurance scams i... •

Allstate Insurance Scams: Beware of Ghost Brokers and Fraud | Allstate Ghost Brokers: Fraudulent agents selling cheap fake policies via social media or messaging apps, keeping premiums, or canceling ge...

mark N STARLA TRAINA

When purchasing anything online the best way to protect yourself and your assets is to look up the COMPANIES on TRUST PILOT, BBB, GOOGLE REVIEWS and YELP. Do not use sales driven websites like YOUTUBE, FACEBOOK, TIC TOC, LINKED IN, AMAZON, EBAY, ALI EXPRESS and TEMU.